Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,765 4,765 4.76
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,765 Short Term Not Applicable 1,429 3,335

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme Name Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.2 8.57 7.72 6.78 6.97 6.94
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.66 7.8 7.61 6.44 8.05 8.35
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.38 7.61 7.04 5.58 6.59 6.64
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.35 7.77 7.36 5.46 6.84 6.53
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.33 7.79 7.35 6.75 6.31 7.6
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.33 7.78 7.34 6.75 6.31 7.35
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.28 7.06 6.37 4.66 - 5.91
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.91 7.46 7.04 5.52 7.33 7.84
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.38 7.12 6.72 8.13 6.69 7.69
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.36 7.21 6.62 4.7 - 5.21
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.36 7.66 7.63 5.92 - 6.82
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.22 7.36 6.81 5.05 6.83 5.85
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.95 7.17 7.44 5.47 7.41 6.07
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.72 7.09 6.61 4.99 6.85 7.31
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.31 6.64 6.71 4.94 6.32 7.48
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.26 6.58 6.2 - - 5.45
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.23 7.23 6.74 5.49 7.56 7.89
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.82 5.77 5.5 4.78 - 5.68
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.76 6.64 6.44 5.88 6.15 7.99
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.67 6.86 7.13 5.31 6.97 6.79
Union Dynamic Bond Gr 13-02-2012 1.55 4.43 6.31 6.19 4.3 5.83 6.32
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.59 5.59 5.64 4.12 6.05 6.75
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.79 6.46 6.17 4.61 6.84 7.45